Who We Are?

Baraka Credit is a non-deposit taking financial institution that focuses in providing quick flexible financial solutions that can be tailor-made to satisfy our client’s needs in the shortest time possible.
Baraka Credit Limited Company is registered in Kenya under the Company’s ACT. The company got an approval to offer Credit only services from the Central Bank of Kenya.
Baraka Credit is inspired by the vision to address the challenges faced by the under-served and exclusion of Microfinance players on the arena of financial empowerment and economic development. We fulfill our Mission, Vision and Values that collectively contribute to our aspirations of meeting our customers’ needs by providing flexible financial solutions

What We Offer?

The goal of Baraka Credit is to tap into and grow a huge Microfinance brand proposition by focusing on distinctive quick turnaround time on loan applications.
We have establishing an extensive network to help communities’ access quick, flexible loans. We will facilitate our customers with innovative and responsive products and services. This will help the underserved access credit through innovative solutions. Baraka Credit has partnered with both local and multinational financial companies, venture capitalists to help local SME’s access debt and Equity in East Africa.

Our Vision

To empower our customers to meet their financial needs and grow substantially.

Our Mission

To create an institution that empowers communities, help our staff achieve what matters most and augment return on our shareholders.

Our Core Values

  • Creative – We find new ways
  • Open – We are approachable, open and dependable
  • Dependable – Make dreams happen, Caring and create mutual Relationships.
  • Empathetic – We listen and understand
  • Simplicity – We make credit easy


Customers Empowered

Kes 100 million+

Customer Rating

Our Success Stories

Our clients work with us because they believe in the value of our platform.

“Baraka Credit has served me very well during the time I have known and done business with them. Applications are processed very quickly and staff attendance good. Customer follow up is good and they are ready to listen to the customer in time of need. I am quite satisfied with the services provided.”

Engineer Ndumia

Business Loan

“Indeed the firm is the most responsive, responsible and efficient in delivering services to clients. I highly recommend any business man or colleague to closely invest with the company as they have very presentable employees, assistants who are very welcoming.”

Ham Lagat

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