General Questions

  • A Variety of quick flexible services to our clients on Loans and Trade Finance.
  • Improved turnaround time of less than 12 hours.
  • Over 1 million customers, this shows you how Baraka credit ltd has grown and gives you the confidence to join us.
  • A dedicated customer service team who attend to all your inquiries within the shortest time possible.

You can borrow Up to 50% of the vehicle’s forced value, and up to a maximum of KES 3,000,000.

A Kenyan citizen, with a legal source of income, and a registered logbook.

No, we are a non-deposit taking Financial Institution. This means that you do not need to open an account or save with us.

Yes. The car’s date of manufacture must not exceed 15 years.

Processing fee and Car Track Fee, which are deducted from the loan.

After all the relevant documents have been submitted to your relationship officer.

No, we do not charge for car valuation and the valuation report is acceptable and should not be more than 3 months Old.

A flexible repayment period of 6 months with the best Turnaround time of less than 12 hours.

We will need to install our tracking device.

We offer short term & quick loan facilities against logbooks, Asset finance, LPO Financing, bid and performance bonds and Advance Payment Guarantee.

If you are not in a position to pay your monthly payment on time as per the repayment plan, please contact your relationship officer to advise you before the debt collectors are notified.

In the event of an accident or theft, you are obliged to notify relevant authorities, your insurance company and Baraka Credit limited.

Nairobi Branch (HQ)

Utalii House building, Ground Floor,

Utalii Lane, Nairobi.

P.O Box 4058-00506 Nairobi



Ongata Rongai Branch

Geomarc Business Centre, 3rd Floor,

Opposite Nafrom Building,

P.O Box 4058-00506 Nairobi,


Our credit limit ranges between a minimum of Kshs. 60,000 and a maximum of 3,000,000.

A registered log book only.

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